Delivering Files in MISMO® Format

What is MISMO 2.6 GSE / MISMO 2.6 Errata?

MISMO is the Mortgage Industry Standards Maintenance Organization. MISMO is an industry standards group whose role includes development of the standardized data formats. The GSEs selected MISMO version 2.6 Valuation Response as the basis for their UAD file format, 2.6 GSE. MISMO 2.6 GSE / MISMO 2.6 Errata XML file formats are acceptable formats for delivery to the Uniform Collateral Data Portal (UCDP), sometimes referred to as “the portal”. UCDP is the single portal for the electronic submission of appraisal data files: your reports for loans sold to the GSEs.


MISMO 2.6 GSE / MISMO 2.6 Errata Delivery eService

The MISMO 2.6 GSE / MISMO 2.6 Errata Delivery eService is for the delivery of files in a format acceptable to UCDP. This includes the MISMO 2.6 GSE delivery of the UAD versions of the 1004, 2055, 1073, and 1075 forms (the non-UAD versions of the forms are not included), and the MISMO 2.6 Errata delivery of 1025, 1004C, 2090, and 2095 forms. During file delivery, UAD Validation rules are run against the file to verify UAD Compliance. Errors must be corrected for the report to receive a Pass rating. The report passes when no errors are found in the report. The XML file includes an embedded PDF copy of your original report as per the GSEs’ instructions.

A subscription is required to use the MISMO 2.6 GSE / MISMO 2.6 Errata Delivery Service.


Delivering a File in MISMO XML Format

  1. Open a report in ACI.
  2. Click eServices > Send Report > MISMO Express Delivery.
  3. If prompted, enter the Web Product Permission Password (Company Password) and click OK.
  4. Review Master will automatically run UAD/ParLogic rules against the file to verify compliance.

Note: The report must not contain any errors to receive a Pass rating. Double-click a message to jump to the referenced field if errors are found. After making corrections, re-submit the file for delivery.

  1. At the Report Validation screen click Continue.
  2. At the MISMO XML Delivery screen checkmark your delivery options.
    • Save Local Copy of File(s) – this option will save a copy of the XML file(s) directly to your PC. The default save location is C:\Program Files (x86)\ACI32\MISMO\ and can be updated by clicking on Browse.
    • Send Email – this option will let you email your file directly to a recipient.
  3. Click OK to continue.
  4. Select the Print Components and click OK. The selected pages will be printed in PDF format.
    • Select all – Includes all forms.
    • Deselect all – Excludes all forms. Manually select the forms to print.
    • Invert – Automatically deselects the previously selected forms and selects the previously unselected forms.

Tip: For forms with multiple pages (for example, the 1004 Single Family 2005), click Details and select the pages to print.

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