The Collateral Risk Network (CRN) is a group of dedicated chief appraisers, collateral risk managers, regulators, and valuation experts who are focused on resolving the many challenges facing our profession. The Collateral Risk Network is represented by lending institutions, Wall Street, Fannie Mae, Freddie Mac, Veterans Affairs, the Federal Housing Administration, Appraisal Management Companies, and appraisers. With the inclusion of all stakeholders in the collateral valuation space to an open dialogue, we intend to find solutions to the current crises. Through our quarterly meetings and private email network the “thought leaders” within the appraisal profession act as counsel to each other, share experiences, and assist each other in solving mutual problems.